If you are Commonwealth supported student who is:
- an Australian citizen and you will undertake in Australia at least one subject contributing to your course; OR
- a holder of an permanent humanitarian visa;
then you are eligible for the HECS-HELP scheme.
Students commencing a course in 2013 will be required to declare that they will undertake at least one subject within their course in Australia, to be eligible for a Commonwealth supported place (CSP) and /or any HELP scheme.
If you are eligible for HECS-HELP you have several options when it comes to paying your student tuition fee contributions. You may either:
- Make a full upfront payment of your student tuition fee contributions for all the units of study you are enrolled in as a Commonwealth supported student, and you will receive a 10% discount; or
- Pay part of your student contribution upfront and obtain a HECS-HELP loan for the remainder. Payments over $500 will receive a 10%* discount on the payment amount; or
- Obtain a HECS-HELP loan for the full amount of your student tuition fee contribution.
If you choose to defer your payment, you will start repaying your HECS-HELP loan when your income gets above a certain level ($49,095 for the 2012-13 financial year).
Read this booklet prior to completing and submitting your request for Commonwealth assistance form (CAF).
The HECS-HELP Benefit is available to eligible graduates of courses in the fields of:
- Mathematics, statistics or science;
- Eucation, nursing or midwifery; and
- Early childhood education